One account.
Every way Africa pays.
Lipa kwa Fahari: pay with pride.
Hold shillings and dollars. Get paid by card, M-Pesa, Airtel Money or bank. Pay suppliers, staff and partners in minutes, at home or across borders.
Settles 24/7/365, including weekends and public holidays
- MM-Pesa · STK PushOrder #4821 · just now+ KES 12,500
- VCard paymentVisa ···· 4417 · 2 min ago+ USD 640.00
- ↗Supplier payout · GuangzhouSWIFT · USD− USD 18,200
- AAirtel MoneyPayroll batch · 248 staff− KES 1.84M
Collect and pay out on
M-PesaAirtel MoneyMTN MoMoVisaMastercardPesaLinkRTGSSWIFTCollect. Hold. Convert. Pay out.
Every way your customers pay and every way you pay out, in one account and one API. Money lands in one balance, in shillings or dollars.
Fahari Business Account
A real bank account for your business with local account details, not just a wallet. Hold seven currencies side by side and move between them in seconds.
- KES, USD, GBP, EUR
- TZS, UGX, RWF
- Local account numbers
- Multi-user access & approvals
- Statements & reconciliation
- Full API access
Fahari Collect
Get paid however your customers want to pay: M-Pesa, Airtel Money, MoMo, cards or bank transfer. Everything reconciles automatically into one balance.
- M-Pesa STK Push
- Paybill & Till numbers
- Visa & Mastercard
- Payment links & checkout
- Dedicated collection accounts
- Instant webhooks
Fahari Payouts
Pay hundreds of people in one go: staff, riders, agents, suppliers. Send to M-Pesa, Airtel Money, bank accounts or across borders, from a KES or USD balance.
- Bulk payroll by CSV or API
- Mobile money & bank
- Maker-checker approvals
- Cross-border via SWIFT
- Real-time status
- Audit-ready records
Fahari FX & OTC
Convert between shillings and dollars at transparent rates, with the rate shown before you commit. For large tickets, our OTC desk works with institutional liquidity partners to fill size with no order-book slippage.
- Live USD / KES rates
- Rate locked before you confirm
- Large-ticket OTC desk
- Stablecoin settlement
- Treasury & hedging support
- Same-day execution
Fahari Cards
Give your team cards that spend straight from your balance, with limits, controls and real-time receipts. Accept cards from anywhere in the world through the same account.
- Virtual & physical cards
- Per-card spend limits
- Freeze in one tap
- Real-time notifications
- Card acceptance for merchants
- 3-D Secure
Fahari Global
Receive money from abroad and pay it out locally in minutes. Fund in USD, GBP or EUR; recipients get shillings on M-Pesa, Airtel Money or their bank account.
- Fund in USD, GBP, EUR or KES
- Pay out to mobile money & bank
- Built for remittance platforms
- Africa–Asia trade corridors
Built for how East Africa really pays.
Bank wires still take days and cost too much. FahariPay settles in minutes, 24/7, on the rails your customers already use.
| Traditional bank / MTO | FahariPay | |
|---|---|---|
| Cross-border settlement | 2–5 business days | Minutes |
| Cost to send $200 to Sub-Saharan Africa | 7.97% on average | Low, transparent fee |
| Operating hours | Business hours, banking days | 24/7/365 |
| Rate visibility | Opaque bank-queue pricing | Shown before you confirm |
Sources: Communications Authority of Kenya (Mar 2026); World Bank Remittance Prices Worldwide (Q1 2025).
Live in three steps.
Open your account
Complete business verification online. We'll set up your account, currencies and team access.
Collect on any rail
Turn on M-Pesa, Airtel Money, cards and bank transfers from your dashboard, or integrate once with our API.
Hold, convert, pay out
Keep funds in KES or USD, convert at transparent rates, and pay anyone in minutes, locally or abroad.
Built for businesses that move serious money.
Gaming & high-volume merchants
Instant M-Pesa deposits and fast withdrawals that keep players and customers happy.
Importers & exporters
Pay suppliers on Africa–Asia trade lanes the same day and reduce exposure to KES swings.
Payroll & remote teams
Pay hundreds of staff and contractors at once, to mobile money or bank.
Platforms & marketplaces
Embed accounts and wallets for your users, and collect and split payments via API.
Remittance providers
Terminate transfers into Kenya on M-Pesa, Airtel Money and bank rails.
Treasury & institutions
Discreet, negotiated execution for large USD ↔ KES and stablecoin trades.
Your money, properly looked after.
Regulated banking partner
Accounts are provided in partnership with a licensed Kenyan bank regulated by the Central Bank of Kenya.
Verified businesses only
Every customer goes through KYB and ongoing monitoring, so the network stays clean.
Full audit trail
Every shilling and dollar is traceable, with statements and exports ready for your auditors.
Move money with pride.
Lipa kwa Fahari.
Open a FahariPay business account, or talk to our team about collections, payouts, FX and OTC.